Mortgage Points Calculator
Each situation is unique. Consult your accountant on these matters  
Remember the value of points is the difference between your lower payments from paying points and your higher loan amount if you sell before fully amoritized.
Term Years
Interest Rate with Points %
Discount points
Years in Home
Interest Rate Without Point

Every attempt is make to present accurate results with these calculators, however the results should not be considered definitive. Consult a mortgage company or accountant to determine what your actual payments will be.